Business Profile
Your First Mortgage Co - Your first choice for mortgage services
13th March 2008
Your First Mortgage Co delivers a first-class service whatever your mortgage requirements. Whether first-time buyers or the first choice for remortgaging, the wealth of expertise and its independent status mean this company should be the first and foremost contact for anyone involved in owning a home.
Senior mortgage consultant Carol Brown, Cert CII(MP), explained: “We truly provide a comprehensive service for anyone who needs, or already has, a mortgage.
“We specialise in assisting first-time buyers and we endeavour to take the stress out of what can be a fraught situation, leaving them to fully enjoy the experience of purchasing their first home.
“Equally, if you are coming to the end of your current mortgage deal or looking to purchase your next home, we will research the market for the most appropriate mortgage deal available for you, giving you a full comparison schedule showing what you are being offered by your existing mortgage company and what is available to you on the open market.
“Keep in mind that as independent mortgage brokers, we do have access to deals not readily available on the high street. We will look into all fees associated with a mortgage and will advise you whether it is in your interests to take on a new lender or remain with your existing lender.
“This is so vitally important as ‘the cheapest deal’ rarely is. For instance, we recently had an enquiry from someone who was excited about a 2.85 per cent deal they had found online, but when we looked into it on their behalf, it came with a five-year tie-in after that low rate ended, meaning the client would have had to pay a redemption penalty of three per cent of the outstanding loan for the following five years while being on a variable rate to exit from that deal.”
Carol (pictured) has a proven track record in financial services, having worked for a major bank, leading insurance company and, for the last six years, alongside advisers at Hopwood Ash Limited as a mortgage administrator. Indeed, Your First Mortgage Co is a trading style of Hopwood Ash, which further serves to reassure customers.
She also draws on her experience of setting up and running a successful estate agency and a period spent working for the conveyancing department of a firm of solicitors.
“We liaise on your behalf between your estate agent, lender and solicitor, furnishing you with regular updates and helping your moving experience go as smoothly as possible,” Carol explained.
“All this begins with an informal, no obligation chat to explore how we can help you.”
Through Your First Mortgage Co’s fully-independent service, not being tied to just one lender, and offering a whole of market research service, clients can be assured of the most appropriate mortgage deal for their requirement.
Your First Mortgage Co
Tel: (01635) 574560
Fax: (01635) 31545
Email: carol@hopwoodash.co.uk
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate that it will be £150.
Your home may be repossessed if you do not keep up repayments on your mortgage. Your First Mortgage Co is a trading style for Hopwood Ash Limited. Registered Office: The Manor House, 34 London Road, Newbury, Berkshire, RG14 1JX.
Registered in England No 4084369.
Hopwood Ash Limited is authorised and regulated by the Financial Services Authority.
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